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Mortgage Rates Hold Perfectly Steady at 2-Week Highs
2/4/2026 1:58 PM
The average top tier 30yr fixed mortgage rate hit its highest levels in 2 weeks yesterday. The caveat was that the range has been very narrow during these 2 weeks. As such, by remaining unchanged versus yesterday, today"s rates are part of the same narrow range (6.15-6.20% for MND"s index). There were two relevant economic reports this morning as ...Read More
 
Blockchain, NOO HELOC, RON Tools; Better.com CEO"s Thoughts; IMB Conference Observations; CFPB Update
2/4/2026 10:45 AM
Products, Services, and Software for Brokers and Lenders Can AI help you spot the lending bias you can’t see? In his CEO Magazine Podcast interview, Optimal Blue CEO Joe Tyrrell shares the company’s platform-wide AI strategy to help reduce human bias in lending decisions. Instead of replacing lending teams, AI at Optimal Blue is built as a suite ...Read More
 
Waiting on ISM Services as Early Data Fails to Inspire
2/4/2026 8:01 AM
Today"s two key reports are ADP Employment (8:15am ET) and ISM Services (10am ET).  The former came out a bit softer than expected, but bonds didn"t react.  15 minutes later, Treasury released financing estimates for the quarter. These were as-expected and unchanged from the previous quarter, but Treasury noted that issuance would likely ...Read More
 
Mostly Sideways. Volatility Elsewhere
2/3/2026 2:48 PM
Mostly Sideways. Volatility Elsewhere The legend of the bond market"s extreme apathy is increasingly making the rounds in financial circles. Bond issuance, inflation, and economic strength are not seen surging enough to put huge upward pressure on longer-term rates. And without a big downturn in 2 of those ...Read More
 
Mortgage Rates Drift Up to 2-Week Highs
2/3/2026 2:23 PM
The bad news: mortgage rates moved up to their highest levels in 2 weeks today.  The good news: the rate range has been very narrow during that time, so there"s not too much of a difference between 2-week highs (6.20%) and lows (6.15%).  Today"s move wasn"t a product of anything that happened today. Rather, the culprit was the focal poi...Read More
 
Customer Intelligence, HELOC, Uplist"s Recapture, Construction Products; Rates Are Driven by Markets; IMB Hallway Report
2/3/2026 10:08 AM
Regarding rate movement, the bond market often does the Fed’s job for it, and so whatever the Fed’s Open Market Committee actually does is almost an afterthought. The partial U.S. Government shutdown is hurting economic activity, and companies like Newrez are posting and how the shutdown is impacting lending. The FHA Office of Single Family Housing...Read More
 
Data-Free Day Thanks to Shutdown
2/3/2026 9:38 AM
While not as disruptive or publicized as the most recent example, there"s a partial government shutdown underway. Even if the House passes the funding legislation today, the Bureau of Labor Statistics (BLS) has already said they will not be publishing either of this week"s key reports (JOLTS, which would have been today, and Friday"s jobs report). ...Read More
 
Data-Driven Sell-Off Dominates The Day. No Jobs Report on Friday
2/2/2026 3:14 PM
Data-Driven Sell-Off Dominates The Day. No Jobs Report on Friday Very little changed after this morning"s commentary. At the time, we were watching bonds sell-off somewhat sharply in response to an exceptionally strong ISM Manufacturing report. As is often the case with data-driven selling sprees, the worst...Read More
 
Mortgage Rates Only Modestly Higher Despite Bond Market Weakness
2/2/2026 2:35 PM
Weakness in the bond market generally means higher mortgage rates. Today was no exception. A key economic report on the manufacturing sector was much stronger than expected. Bonds lost ground as a result and mortgage lenders were forced to set rates higher than Friday"s latest levels. But the caveat is that the average lender was only marginally h...Read More
 
Mgt. Review, BBYS, Digital HELOC, Non-QM Products; Opinions on Credit Fixes; IMB Underway
2/2/2026 10:54 AM
There are lots of rumors about more M&A. For example, Maxwell, a POS and mortgage origination services company, being acquired by Place, a real estate tech platform and real estate brokerage company. Place (with its Mortgage Calculator App) is rumored to be heavily involved (owns?) Envoy Mortgage. Word in the hallways that Place, and others, wi...Read More




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A surprising share of homeowners have high mortgage rates. Here's the breakdown
2/4/2026 9:11 AM
About 20% of borrowers have mortgages with a rate over 6%...Read More
 
Rough winter weather hits homebuyers, tanking mortgage demand
2/4/2026 7:59 AM
Mortgage demand dropped sharply last week, even though interest rates moved slightly lower. The culprit was likely the recent winter storm...Read More
 
How one country is engineering its way out of a construction cost crisis
2/3/2026 5:20 PM
While a building boom is good for the economy, it presents challenges, with construction costs in Singapore consistently ranked among the highest in the world...Read More
 
Camden CEO on why he’s seeing ‘huge’ investor demand for apartment buildings
2/3/2026 8:00 AM
Investor interest in the multifamily housing sector is strengthening even as rental demand falls back...Read More
 
December CRE deal volume sinks further, but office is a surprising bright spot
2/3/2026 12:17 PM
The recovery in office has been swelling, as return-to-office orders and a boom in AI employment counter the pandemic-driven narrative that office is over...Read More
 
Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages
2/2/2026 11:27 AM
While the overall share of delinquencies among all mortgages remains small, the growth is occurring faster than late payments for other types of consumer loans...Read More
 
As American retail store anchors fade, private clubs are taking over more commercial real estate
2/2/2026 2:09 PM
Affluent consumers are key to retail centers as the K-shaped economy hits lower-end shoppers hard, and that"s leading the private club concept to more cities....Read More
 
Apartment rents just dropped to the lowest level in 4 years
1/29/2026 12:45 PM
Apartment rents are falling sharply due to weaker economic conditions and growing job losses....Read More
 
Fed holds interest rates steady: What that means for mortgages, credit cards and loans
1/28/2026 1:03 PM
From mortgage rates and auto loans to credit cards and savings accounts, here"s a look at how the January Fed decision could affect your finances...Read More
 
Mortgage demand drops 8.5%, as interest rates swell to the highest level in 3 weeks
1/28/2026 8:06 AM
Mortgage rates rose last week, causing a large drop in demand for refinances. Homebuyer demand was essentially flat...Read More




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