profile picture
:
 
AI Production, Product Launch, Processing Tools; Webcasts; Lender M&A; LO Tips
8/21/2026 10:52 AM
LOs tell me that they are counseling potential borrowers. “If you’re in the market for a home, focus on the things you can control. Save for your down payment which can be less than 20 percent, but the more you can put down, the less you have to borrow and the lower your monthly payments. Consider your priorities. Can you live further from the city...Read More
 
Summertime Data-Free Friday Mystery Box
8/21/2026 8:29 AM
Bonds were a hair stronger overnight and are now a hair weaker at 9:15am ET. They may flip back and forth a few more times before the close. Ultimately, data-free summertime Fridays are fairly random events. If no big players have big intentions, they can fizzle sideways. But due to lower participation, if big trades come through, they can have a b...Read More
 
Tune Out The Noise
8/20/2026 4:08 PM
Tune Out The Noise Yesterday"s Treasury buyback announcement and today"s comments from Bessent make for good drama in financial news, but the actual market impact had run its course within minutes of the initial announcement and we haven"t seen solid evidence that the market has continued to care. Rather, t...Read More
 
Highest Mortgage Rates in Just Over a Week
8/20/2026 3:38 PM
While Freddie Mac"s weekly mortgage rate survey may show rates moving slightly lower this week, today"s rates are actually higher than they were at the same time last week (6.76% vs 6.69%). Financial news continued to focus on yesterday"s announcement of Treasury buybacks after Secretary Bessent spoke on CNBC this morning, but today"s bump in rates...Read More
 
Hedging, Verification, Non-QM, QC, PPE Products; U.S. Government to Buy More Securities
8/20/2026 10:43 AM
Lender and Broker Software, Products, and Services Automating individual tasks isn"t the same as transforming mortgage operations. Real efficiency comes from connecting people, policies, systems, and decisions across the entire loan lifecycle. JazzX AI creates a governed intelligence layer that orchestrates work from application through post-clos...Read More
 
Back on The Pain Wagon (Which Runs on Oil)
8/20/2026 8:34 AM
The correlation between bonds and fuel prices was already creeping back into the picture yesterday. After the Treasury buyback announcement got all of the morning"s attention, fuel prices guided the ebbs and flows in the second half of the day. Now today, we"re fully back to regularly scheduled programming and there are only so many shows...Read More
 
AM Rally Ultimately Sticks With Help From Oil
8/19/2026 3:18 PM
AM Rally Ultimately Sticks With Help From Oil To be clear, most of today"s rally is attributable to the news on the Treasury buyback program discussed in the morning commentary. Today"s consumer rate commentary also has a useful set of bullet points to recap the changes. Ultimately, the buyback news simply ...Read More
 
Why Mortgage Rates Didn"t Fall as Much as 30yr Bonds Today
8/19/2026 2:43 PM
Mortgage rates dropped on Wednesday due to a combination of lower oil prices and the announcement of changes to Treasury"s bond buyback program. The oil price angle is easy to understand. Throughout the war, higher fuel prices have caused volatility in inflation expectations and inflation is a critical consideration for bonds/rates.  The Tre...Read More
 
Hedging, HELOC, Compliance Tools; IMB Costs Still $11k Per Loan; Weak Housing Numbers
8/19/2026 10:43 AM
Everyone is racing to bolt AI onto their lending process. QAwerk"s Konstantin Klyagin says most of them are skipping the boring part that actually matters, and it"s going to catch up with them. His argument: an AI agent that can"t explain its own decisions isn"t a shortcut; it"s a liability waiting for a regulator to find it. Read on for what separ...Read More
 
Bonds Rally After Treasury Buyback Announcement (NOT QE)
8/19/2026 9:21 AM
At 8:30am, Treasury announced it would double the size of the existing buyback program from $2 to $4 billion for 10-30yr maturities. This sounds like a big deal, but it"s only really a medium deal. It"s not QE and it never was. Treasury has been conducting buyback operations for more than 2 years and the primary purpose is to support LIQUIDITY in t...Read More




:
 
New York unseats San Francisco as the top market for tech talent, CBRE reports
8/21/2026 5:36 AM
AI-related roles now account for nearly one-third of all tech-talent job listings in the U.S., per the new CBRE report...Read More
 
Where commercial real estate demand is the highest, according to new data
8/20/2026 9:21 AM
The National Association of Realtors has released a new index that uses factors in local economies to indicate future demand...Read More
 
Weekly mortgage demand stalls along with interest rates, but rates are now moving higher again.
8/19/2026 9:18 AM
Mortgage rates were unchanged last week, as was mortgage demand, and total volume remains lower than year-ago levels...Read More
 
Bond yields are climbing. Here’s what that means for mortgages and other consumer borrowing
8/18/2026 11:58 AM
Long-term government bond yields have risen sharply in recent days. Higher bond yields push consumer borrowing costs up, sometimes immediately...Read More
 
Housing investors say this is their worst market in at least 3 years
8/14/2026 10:02 AM
Mortgage rates hit a recent low at the end of February but rose sharply at the start of the war with Iran. They are now at their highest level in over a year. ...Read More
 
New federal rules could end mortgage escrow interest for some homeowners. States are suing to block them
8/13/2026 7:15 AM
A new lawsuit challenges recently issued rules from federal banking regulators that preempts state laws requiring banks to pay interest on escrow accounts...Read More
 
Trump officials float cut to capital gains tax on home sales. What it could mean for homeowners
8/12/2026 11:17 AM
Trump officials may be considering a tax break for homeowners selling their primary residence in the lead up to the midterm elections...Read More
 
Mortgage rates finally stop rising, causing demand to trickle back
8/12/2026 9:28 AM
Mortgage rates finally eased a tiny bit, but it was enough to bring some demand back to a very beleaguered mortgage market...Read More
 
Trump says NYC pied-à-terre tax 'must be stopped,' eyes federal block
8/11/2026 1:10 PM
Trump in a Truth Social post called Mamdani"s pied-à-terre tax a "dangerous political "experiment" in New York will destroy" the city and state...Read More
 
Invitation Homes CEO says ban on institutional homebuying will bring down prices, but not immediately
8/11/2026 11:54 AM
The CEO of the nation"s largest single-family rental landlord said the new law banning large-scale investors from the market will lower prices in the long term...Read More




There was a problem returning the RSS feed.