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| What"s Up With Today"s Paradoxical Fed Reaction? | ||
| 7/29/2026 4:47 PM | ||
| What"s Up With Today"s Paradoxical Fed Reaction? Tough day for the casual observer to try to make sense of what happened. There"s even some disagreement between the not-so-casual observers. Let"s focus on what we can know for sure. The Fed didn"t hike. The market was pricing a 1 in 3 chance of a hike, so th...Read More | ||
| Mortgage Rates Slightly Higher Despite No Fed Rate Hike | ||
| 7/29/2026 2:53 PM | ||
| Heading into today"s Fed announcement, futures markets indicated roughly a 1 in 3 chance that the Fed would hike rates. They did not. This seems like it should have been good news for rates, but there"s a catch. Rates exist on a spectrum defined by "duration." Specifically, there are different rates for different lengths of loans. The Fed Funds Ra...Read More | ||
| Here"s What Changed in The New Fed Announcement | ||
| 7/29/2026 1:00 PM | ||
| The Federal Open Market Committee approved the following statement for release by a 12 9 – 0 3 vote: The Committee decided to maintain the target range for the federal funds rate at 3-1/2 to 3-3/4 percent, in support of the Federal Reserve’s dual mandate. The Committee reaffirmed is continuing its policy of maintaining ample reserves in...Read More | ||
| Hedging, Credit, Anti-Fraud Tools; STRATMOR on Borrower Satisfaction; Fannie"s $4 Billion Earnings Quarter | ||
| 7/29/2026 10:23 AM | ||
| “Technology is dominated by two types of people: Those who understand what they do not manage, and those who manage what they do not understand.” Even if you’re a 90-year-old LO using a rotary phone, the rest of your company, and your borrowers, use technology and new products and need to stay up on them. FICO Score 10T, adoption, for example, has ...Read More | ||
| "Pause" Ends in Iran, But Probably Not For The Fed | ||
| 7/29/2026 8:49 AM | ||
| The big news over the weekend was that the U.S. and Iran paused hostilities--something that led to 2 solid days of gains in the bond market. But in the overnight session, the pause ended as multiple attacks were reported on both sides. Oil rose predictably and bond yields did the same. One "pause" that"s less likely to change is the Fed"s abstentio...Read More | ||
| Giving Peace (And Bonds?) a Chance | ||
| 7/28/2026 3:04 PM | ||
| Giving Peace (And Bonds?) a Chance Granted, it may be far less promising than some of the more conclusive headlines that led up to previous ceasefires and peace memos, but Tuesday delivered at least a modicum of hope that war sentiment is shifting. In not so many words, an Israeli media outlet reported that...Read More | ||
| Verification, HELOC, Non-QM Broker Products; RESPA Thoughts; Redwood Trust 2x Production | ||
| 7/28/2026 10:32 AM | ||
| Does innovation in lending always means building something new? MISMO’s President Brian Vieaux challenges that familiar assumption, instead, he argues that some of the industry"s greatest opportunities lie in eliminating outdated processes that add friction without adding value. Read why the future of mortgage may depend as much on what the industr...Read More | ||
| Another Slightly Stronger Start | ||
| 7/28/2026 8:28 AM | ||
| Once again, bond yields dropped in the overnight session in concert with lower oil prices. Today"s iteration is less swift than yesterday"s, but after last week"s sell-off, we"ll take any green we can get. Econ data is light and inconsequential. The 7yr Treasury auction is typically not a source of drama. That leaves focus on any notable war headli...Read More | ||
| Compared to Oil, Yields Not Quite as Willing to Drop | ||
| 7/27/2026 3:15 PM | ||
| Compared to Oil, Yields Not Quite as Willing to Drop While the moment-to-moment correlation between bond yields and oil prices remained almost perfectly intact today, yields were less willing to follow the bigger drops. In other words, if we benchmark bonds to oil price movement, they underperformed the dro...Read More | ||
| Mortgage Rates Roughly Unchanged Versus Friday"s Lows | ||
| 7/27/2026 1:44 PM | ||
| After bottoming out around 6.5% in late June, mortgage rates moved steadily higher this month, ultimately hitting 6.85% last Thursday--the highest level in over a year. There was a modest recovery on Friday with a fair amount of intraday changes from the average mortgage lender. Because rates are based on bonds, it"s worth noting that bonds ...Read More | ||
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| Fed holds rates steady: What it means for credit cards, savings accounts, mortgages and auto loans | ||
| 7/29/2026 1:05 PM | ||
| The Fed"s benchmark affects many of the interest rates consumers see every day, including those tied to mortgages, credit cards, car loans and savings accounts...Read More | ||
| Housing and healthcare need less red tape to lower costs, Colorado's Hickenlooper tells CNBC | ||
| 7/29/2026 6:30 AM | ||
| Housing and healthcare need big policy changes as voters raise concerns about affordability, Sen. John Hickenlooper, D-Colo., tells CNBC...Read More | ||
| Why bond investors are pushing up some of your interest rates | ||
| 7/24/2026 4:09 PM | ||
| Many types of consumer loans such as mortgages peg their interest rate to the yield on 10-year Treasury bonds, which has been moving higher...Read More | ||
| South Korea's president invokes dramatic Japan realty crash to push domestic property agenda | ||
| 7/24/2026 2:07 AM | ||
| Lee was highlighting the country"s excessive investment in real estate, and highlighted that Japan"s housing market "burst like a balloon....Read More | ||
| Mortgage rates are rising again, but homebuyers are seeing some advantages | ||
| 7/22/2026 6:31 AM | ||
| Mortgage rates last week rose to the highest level since last August, but homebuyer demand climbed as well, as buyers see more supply...Read More | ||
| Property taxes are poised for major midterm elections ballot battles across many U.S. states | ||
| 7/21/2026 9:15 AM | ||
| Americans will have a rare opportunity to use votes to directly shape tax policy with 26 ballot measures on taxation across 13 states set for midterm elections...Read More | ||
| Wall Street is selling more rental homes, as buying ban takes effect | ||
| 7/22/2026 7:57 AM | ||
| The largest landlords are all net sellers year to date, with 3,180 more homes sold than bought since Jan. 1...Read More | ||
| Housing costs is the top political issue for young voters, CNBC survey finds | ||
| 7/19/2026 7:00 AM | ||
| The cost of housing is the top priority for voters ages 18 to 34, besting food and healthcare cost concerns, the CNBC All-America Economic Survey found...Read More | ||
| Homebuyer affordability slipped for fifth straight month, real estate index shows | ||
| 7/17/2026 7:08 AM | ||
| With both home prices and mortgage rates climbing since earlier this year, affording a home has become harder, according to a housing affordability index...Read More | ||
| Here's why the housing market is hurting so much this summer | ||
| 7/16/2026 3:06 PM | ||
| Mortgage rates are high, home prices at record levels, and consumers stressed — all contributing to a drop in existing home sales and builder sentiment...Read More | ||
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