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Bonds Rally on Peace Deal Hopes
8/25/2026 3:33 PM
Bonds Rally on Peace Deal Hopes The day ended as it began: with bond yields and oil prices dropping in unison based on hopeful headlines surrounding the Iran war. Perhaps the market was in the mood for a rally because the headlines weren"t particularly specific or compelling. Oil prices are closer to the mi...Read More
 
Mortgage Rates Follow Oil Prices Lower
8/25/2026 2:41 PM
Fuel prices continue dictating most of the day-to-day momentum for interest rates and today was a notable example. Early this morning, news reports suggested progress in the peace process via Pakistani mediators. Oil prices dropped sharply in response and bond yields followed the move. Bond yields correlate with mortgage rates. When yields are fal...Read More
 
Webcasts, UAD 3.6, Compliance, Digital HELOC, MSR Valuation Tools; Rates Quiet
8/25/2026 10:52 AM
Zillow and Redfin settled their FTC antitrust case, as we figured they would, and certainly technology was involved. With the increase in artificial intelligence, many teachers have gone back to having all writing done in classes, handwritten, or with an electric typewriter. Would parents rather have their child learning something in class from the...Read More
 
Oil Down, Yields Down
8/25/2026 9:06 AM
No point in wasting time/words on analysis when cause and effect remains so simple. After news regarding potential progress is peace negotiations, an overnight drop in oil prices coincided perfectly with a drop in Treasury yields. The end. ...Read More
 
Tune Out The Noise (Part 2)
8/24/2026 3:56 PM
Tune Out The Noise (Part 2) Last week, when Treasury announced higher per-operation limits for the buyback program, we advised tuning out the noise. Specifically, this meant that the announcement was not ever destined to be a material market mover or provide lasting relief for rates despite ample media cove...Read More
 
Mortgage Rates Sideways to Slightly Higher
8/24/2026 2:59 PM
Mortgage rates are based on bonds, but whereas bonds improved slightly from Friday"s levels, mortgage rates are microscopically higher for the average lender. The issue is timing. Mortgage lenders set rates last Friday during a time of day when bonds were at their best levels. In other words, today"s improvement is only an improvement relative to ...Read More
 
Borrower Analysis, 1st Lien HELOC, Ginnie eNote Products; Webcasts Approaching; NEXA/UMortgage Deal
8/24/2026 10:47 AM
“People make their wealth out of one investment. People keep their wealth by diversifying their investments.” Owning mortgage servicing rights has created wealth for many companies, and STRATMOR’s current blog is, “Those Monthly Payments Go Somewhere.” I am glad that all my 401(k) isn’t in Agency shares: Fannie Mae’s stock is down 42 percent this y...Read More
 
Slightly Stronger Start Mostly Due to Oil. Treasury News Fails to Inspire (Again)
8/24/2026 10:13 AM
Once again, Treasury is out with news about bond buying plans with two officials saying the Treasury General Account (TGA) could be used to fund long-end buybacks. TGA is Treasury"s bank account. It gets money from taxes, Treasury issuance, tariffs, etc. Therefore, any way you slice it, Treasury bond buying = government spending, unlike Fed QE. At ...Read More
 
Incidental Weakness. Bigger Considerations on The Horizon
8/21/2026 2:36 PM
Incidental Weakness. Bigger Considerations on The Horizon Without any data or compelling market movers, bonds came into the day light on inspiration. Low volume/liquidity left the door open for any determined traders to have a bigger-than-normal influence on the market. That arguably happened between 9...Read More
 
Mortgage Rates Drift Modestly Higher
8/21/2026 1:35 PM
For all practical purposes, Friday"s mortgage rates were unchanged versus Thursday"s, but if we"re splitting hairs, the average lender rose 0.01% to 6.77% for a top tier 30yr fixed.  While many news outlets continue focusing on the mid-week announcement regarding Treasury"s bond buyback program, today"s bond market volatility was unrelated. C...Read More




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Investor competition for commercial real estate sees strongest growth in a year
8/25/2026 3:44 PM
Even though macro uncertainty and volatility continue to show up in the broader economy, bidding keeps rising, according to JLL...Read More
 
Cash is no longer king in home sales
8/25/2026 11:38 AM
Cash buyers are a diminishing share of the overall housing market, as more supply and weaker prices give all buyers more purchasing power...Read More
 
Six investors reveal the biggest market risks — and one strategy they agree on
8/22/2026 12:00 AM
Investors see different risks threatening markets, but broadly agree that traders should diversify beyond recent winners...Read More
 
New York unseats San Francisco as the top market for tech talent, CBRE reports
8/21/2026 5:36 AM
AI-related roles now account for nearly one-third of all tech-talent job listings in the U.S., per the new CBRE report...Read More
 
Where commercial real estate demand is the highest, according to new data
8/20/2026 9:21 AM
The National Association of Realtors has released a new index that uses factors in local economies to indicate future demand...Read More
 
Weekly mortgage demand stalls along with interest rates, but rates are now moving higher again.
8/19/2026 9:18 AM
Mortgage rates were unchanged last week, as was mortgage demand, and total volume remains lower than year-ago levels...Read More
 
Bond yields are climbing. Here’s what that means for mortgages and other consumer borrowing
8/18/2026 11:58 AM
Long-term government bond yields have risen sharply in recent days. Higher bond yields push consumer borrowing costs up, sometimes immediately...Read More
 
Housing investors say this is their worst market in at least 3 years
8/14/2026 10:02 AM
Mortgage rates hit a recent low at the end of February but rose sharply at the start of the war with Iran. They are now at their highest level in over a year. ...Read More
 
New federal rules could end mortgage escrow interest for some homeowners. States are suing to block them
8/13/2026 7:15 AM
A new lawsuit challenges recently issued rules from federal banking regulators that preempts state laws requiring banks to pay interest on escrow accounts...Read More
 
Trump officials float cut to capital gains tax on home sales. What it could mean for homeowners
8/12/2026 11:17 AM
Trump officials may be considering a tax break for homeowners selling their primary residence in the lead up to the midterm elections...Read More




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