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Webinars, LOS, Title, eNote, Processing Tools; NAR, Owner Wealth, and Dropped Coverage
8/3/2026 10:24 AM
Non-QM investors are “licking their chops” by using the information that the FHFA, through Freddie and Fannie, is requiring a more thorough lender assessment before approving condo loans beginning today. Non-QM is not. Who is going to say that information isn’t important? Lenders and the markets like knowing what the U.S. Federal Reserve is up to… ...Read More
 
Stronger Start on Iran News, Stronger Data Taken in Stride
8/3/2026 9:25 AM
Bonds opened the trading session in much stronger territory, following the drop in oil prices associated with another round of de-escalation hopes in the Iran war. The root cause was the cancellation of planned air strikes as well as comments that suggested a reopening of negotiations. As has been the case, markets don"t really care if there"s much...Read More
 
Esoteric Forex Drama Blasts Bonds, Maybe
7/31/2026 3:08 PM
Esoteric Forex Drama Blasts Bonds, Maybe Friday was very much NOT on the beaten path of typical bond market considerations with most of the selling arguably stemming from Japanese currency intervention. We"ve seen similar episodes in the past, but  today"s installment came with a twist. In addition to ...Read More
 
Mortgage Rates Back Near Long-Term Highs
7/31/2026 12:36 PM
To be fair, mortgage rates haven"t been far from their long-term highs in over a week, but today"s 30yr fixed index level of 6.83% is functionally equivalent to the actual long-term high of 6.85% seen on July 23rd.   Higher rates are driven by weakness in the bond market. The latter can happen for many reasons. Sometimes those reasons ar...Read More
 
Regional Divide Persists as Home Price Growth Edges Higher in May
7/31/2026 11:41 AM
Home price appreciation remained modest in May, according to data from both FHFA and the S&P Cotality Case-Shiller Home Price Indices . Although both reports showed annual price growth improving slightly from April, appreciation continued to trail inflation, underscoring a housing market where elevated mortgage rates, affordability pressures...Read More
 
Mortgage Applications Fall 6.4% as Rates Continue Upward March
7/31/2026 11:33 AM
Mortgage application activity pulled back last week as higher borrowing costs weighed on both home purchase and refinance demand. The Mortgage Bankers Association (MBA) reported a 6.4% decrease in total application volume on a seasonally adjusted basis for the week ending July 24. Purchase applications decreased 4% from the previous week on a ...Read More
 
Verification, CRA Tracking, State-Level Tax and MGIC Webinars, Non-Agency Product Developments
7/31/2026 10:49 AM
I am no numerologist, but Freddie Mac’s announcement yesterday, that 30-year mortgage rates are averaging 6.66, caught my attention. Unlike rumors, like the one going around about a Texas IMB buying California IMB, hard, provable numbers are hard to argue with… Like the hundreds of thousands of people every month turning 62. Setting up a reverse di...Read More
 
Japan Currency Intervention, Oil, and Data Causing Some Selling
7/31/2026 8:09 AM
Japan"s Ministry of Finance (MOF) and central bank (BOJ) are a bit more closely linked than Treasury and the Fed. For example, the MOF can instruct the BOJ to sell a bunch of securities to pop up the value of domestic currency. They did this in relatively grand fashion yesterday, but the selling didn"t appear to involve Treasuries (as it sometimes ...Read More
 
Bullets Dodged
7/30/2026 3:14 PM
Bullets Dodged We"ve seen our fair share of bonds punishing the market on occasions where bond traders were forced to worry about a significant change in a fiscal or monetary regime (or the absence of a desired change). Wednesday"s reaction to the Fed ran the risk of setting the stage for similar momentum. ...Read More
 
Mortgage Rates Sideways to Slightly Lower
7/30/2026 1:52 PM
It"s not at all uncommon for mortgage rates to experience microscopic movement in either direction on any given day. In fact, it"s probably the most common eventuality over time. In that sense, today was unremarkable with the average lender moving just a hair lower versus yesterday"s latest levels. But in another sense, it"s very good news. After ...Read More




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Buying a condo with a mortgage may soon get more complicated. Here's why
8/1/2026 8:30 AM
New policies that apply to mortgages for condos take effect Aug. 3, and some experts are sounding the alarm that buyers may see delays or denials...Read More
 
Fed holds rates steady: What it means for credit cards, savings accounts, mortgages and auto loans
7/29/2026 1:05 PM
The Fed"s benchmark affects many of the interest rates consumers see every day, including those tied to mortgages, credit cards, car loans and savings accounts...Read More
 
Housing and healthcare need less red tape to lower costs, Colorado's Hickenlooper tells CNBC
7/29/2026 6:30 AM
Housing and healthcare need big policy changes as voters raise concerns about affordability, Sen. John Hickenlooper, D-Colo., tells CNBC...Read More
 
Why bond investors are pushing up some of your interest rates
7/24/2026 4:09 PM
Many types of consumer loans such as mortgages peg their interest rate to the yield on 10-year Treasury bonds, which has been moving higher...Read More
 
South Korea's president invokes dramatic Japan realty crash to push domestic property agenda
7/24/2026 2:07 AM
Lee was highlighting the country"s excessive investment in real estate, and highlighted that Japan"s housing market "burst like a balloon....Read More
 
Mortgage rates are rising again, but homebuyers are seeing some advantages
7/22/2026 6:31 AM
Mortgage rates last week rose to the highest level since last August, but homebuyer demand climbed as well, as buyers see more supply...Read More
 
Property taxes are poised for major midterm elections ballot battles across many U.S. states
7/21/2026 9:15 AM
Americans will have a rare opportunity to use votes to directly shape tax policy with 26 ballot measures on taxation across 13 states set for midterm elections...Read More
 
Wall Street is selling more rental homes, as buying ban takes effect
7/22/2026 7:57 AM
The largest landlords are all net sellers year to date, with 3,180 more homes sold than bought since Jan. 1...Read More
 
Housing costs is the top political issue for young voters, CNBC survey finds
7/19/2026 7:00 AM
The cost of housing is the top priority for voters ages 18 to 34, besting food and healthcare cost concerns, the CNBC All-America Economic Survey found...Read More
 
Homebuyer affordability slipped for fifth straight month, real estate index shows
7/17/2026 7:08 AM
With both home prices and mortgage rates climbing since earlier this year, affording a home has become harder, according to a housing affordability index...Read More




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