profile picture
:
 
Afternoon Weakness in Bonds Despite Lower Oil Prices. Will CPI Matter?
3/10/2026 3:21 PM
Afternoon Weakness in Bonds Despite Lower Oil Prices. Will CPI Matter? Days like today are a problem for a "set it and forget it" mentality when it comes to energy prices and the bond market. On many occasions since the beginning of last week, the correlation between oil prices and bond yields has been plai...Read More
 
Mortgage Rates Sideways to Slightly Lower
3/10/2026 2:38 PM
Today"s mortgage rates are lower when compared to yesterday"s average prior to 4pm ET. Later in the afternoon, multiple lenders announced improvements as the bond market rallied in response to geopolitical headlines. If we use those later, lower rates as a baseline, today"s average is roughly unchanged. There were no major economic reports today--...Read More
 
BBYS, Trigger Lead, Document Generation, AI Rollout Tools; Pennymac"s Spector on Strategy
3/10/2026 9:48 AM
Products, Services, and Software for Brokers and Lenders What if the biggest driver of servicing costs isn’t your volume, staffing, or vendor stack… but the gaps between them? Clarifire’s new blog, “What’s Really Driving Cost Per Loan in Servicing?” explores a hidden operational challenge many servicing leaders face: systems that are technically ...Read More
 
Starting Out Weaker vs 5pm or Stronger vs 3pm
3/10/2026 8:07 AM
One major milestone in anyone"s market-watching journey is when they learn that "the close" (close of business, closing bell, etc.) means different things to different people. If we consider electronic futures trading or cash trading in overseas markets, bonds are only really closed for 2 hours a day anyway.  But the market needs a standardize...Read More
 
Big Round Trip in Oil Prices and Bond Yields
3/9/2026 1:55 PM
Big Round Trip in Oil Prices and Bond Yields There was no denying the spillover from oil price volatility to the bond market this morning, even if it took quite a lot of the former to move the latter. At its apex, the oil surge was the largest daily move on record at over $26/bbl (just over a 28% jump). Thi...Read More
 
Mortgage Rates Finish Flat After Starting Higher
3/9/2026 1:24 PM
Mortgage rates began the day at the highest levels in a month. The move up versus Friday was only moderate, but Friday"s levels were already fairly close to early Feb"s highs. Oil prices continue putting upward pressure on rates, but with several caveats. It takes quite a big move in oil to motivate enough movement in the bond market to impact mor...Read More
 
Non-QM, Default Support, DSCR Products; Events; Which Lenders are Refinancing; Interview on Compass
3/9/2026 10:21 AM
One of the conversation topics late last week in Deer Valley is the weather and climate, and more specifically that Salt Lake City had received virtually no snow this winter, which means that places like Atlanta and Charlotte have received more snow than a city at 4,300 feet elevation. Syracuse, New York has received nearly 5 feet of snow so far th...Read More
 
Biggest Oil Spike Yet Leaves No Doubts
3/9/2026 7:45 AM
Since the outbreak of the military operation in Iran, there have been varying levels of spillover from rising oil prices to the bond market. There have been notable pockets of time where the correlation broke down, but when viewed in less granular detail, oil prices and bond yields have moved higher together over the past week. Now this mornin...Read More
 
Oil Impact Ultimately Shunned in Favor of Jobs Report Implications
3/6/2026 3:39 PM
Oil Impact Ultimately Shunned in Favor of Jobs Report Implications It was a super interesting day for the bond market. Yields rose to the week"s highs overnight as oil prices continued to surge. We knew we"d get at least some sort of reaction to any big beat/miss in the jobs report and today"s miss was cert...Read More
 
Volatile Crosscurrents Keep Mortgage Rates Relatively Flat
3/6/2026 2:24 PM
Before this morning"s jobs report was released, mortgage rates were on track to end the week at their highest levels in several weeks. This was due to an ongoing mega-spike in oil prices spilling over to the bond market (higher oil = higher inflation implications, and bonds hate inflation). The jobs report saved the day, albeit in a morbid way. It...Read More




:
 
February home sales see small rebound, but supply growth is 'sluggish'
3/10/2026 11:44 AM
Home sales made a small gain to start the year, but higher mortgage rates now could throw cold water on the spring season...Read More
 
As Iran war disrupts oil prices, consumers could be 'hammered,' economist says
3/10/2026 6:40 AM
The Iran war may impact U.S. consumers far beyond the gas pump, raising inflation expectations and causing an uptick in the yield on the 10-year Treasury note...Read More
 
Middle-income homebuyers have $30,000 more buying power than a year ago, research finds. It's still not enough
3/7/2026 8:30 AM
While the amount that a median-income household can afford is higher than it was a year ago, it is still below the median price for a single-family home...Read More
 
Mortgages in 47 seconds: Better’s new ChatGPT app targets lenders Rocket and UWM
3/5/2026 2:42 PM
Creating a mortgage has been one of the most time-consuming corners of American finance, with lenders relying on dozens of steps that can take weeks....Read More
 
Home sellers are relisting properties at fastest pace in a decade, but spring supply is still low
3/6/2026 3:30 PM
Frustrated sellers who pulled homes off the market last fall are now relisting them at a quick pace, thanks to lower mortgage rates, but supply is still low...Read More
 
There’s a push to cut capital gains taxes on home sales — how it could impact the housing market
3/4/2026 12:02 PM
Some lawmakers want to reduce or eliminate capital gains on home sales. Here"s how that could impact housing affordability. ...Read More
 
Big investors have been fleeing for-sale housing market, even before Trump ordered ban
3/4/2026 6:55 AM
President Donald Trump wants to ban big investors from buying single-family rental homes, but investors have already been selling due to high home prices...Read More
 
Weekly mortgage demand surged 11% higher last week, as rates sat near 4-year low
3/4/2026 7:57 AM
Lower mortgage rates last week caused a run on refinancing and renewed interest from homebuyers, but rates have already moved higher again....Read More
 
Mortgage rates jump sharply higher after Iran strikes, reversing last week's decline
3/2/2026 2:00 PM
Mortgage rates moved decidedly higher Monday, as the U.S. war with Iran pushed oil prices up and Treasury yields followed....Read More
 
Mortgage rates hit lowest level in nearly 4 years, but homebuyers are still stuck on the sidelines
2/25/2026 9:14 AM
Mortgage rates dropped to the lowest level since 2022 last week, but demand from homebuyers declined as well, as they continue to struggle with affordability...Read More




There was a problem returning the RSS feed.