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Mortgage Rates Trickle Just a Bit Lower
4/9/2026 2:25 PM
Many borrowers will see no difference between yesterday and today"s mortgage rate quotes. The average lender moved just a hair lower. Once again, the rate market is responding to war-related headlines and their impact on oil prices. Rates don"t always care what oil prices are doing, but at present, there"s more correlation than normal due to the i...Read More
 
Commercial, UAD 3.6, Data Analysis Tools; AI Governance, Consistency, and Focusing on the Basics
4/9/2026 10:52 AM
VantageScore, created in 2006, is a joint venture by the three major credit bureaus (Equifax, Experian, and TransUnion). Will it change your lending process? Possibly. Do government regulations change your lending process? States have trigger lead requirement overlays, over and above what was enacted at the Federal level in March. (Talk to your att...Read More
 
Flood of Data. No Real Reaction. Back to Watching Headlines
4/9/2026 8:08 AM
The overnight session leading into this morning"s open was completely sideways--especially compared to yesterday"s example. The boatload of econ data line items did nothing to change that. Expectations weren"t high anyway. GDP (Q4) and monthly PCE (February) are both too stale to matter. Jobless Claims were a mixed bag with initial claims rising su...Read More
 
Bonds Lose Almost All The Overnight Gains
4/8/2026 3:33 PM
Bonds Lose Almost All The Overnight Gains Bonds rallied sharply overnight--adding onto an already decent rally yesterday afternoon that took 10yr yields from 4.38% to 4.23% in less than 24 hours. Now at Wednesday"s close, we"re back to unchanged levels near 4.30%.  The move follows a similar correction...Read More
 
Mortgage Rates Only Slightly Lower After Ceasefire News
4/8/2026 2:27 PM
It"s a fluid situation in financial markets on Wednesday. The 2-week ceasefire in the Iran war caused a big reaction last night, but the benefit to the bond market (bonds dictate rates) has been increasingly wiped out during domestic hours.  If we measure the reversal versus yesterday"s closing levels at 5pm ET, the reversal is almost complet...Read More
 
Property Mining, AI Processing Tools; STRATMOR on subservicing; LOs and Re-Engaging Clients; Cease Fire and Rates
4/8/2026 10:44 AM
U.S. population growth slowed sharply between July 2024 and July 2025, rising just 1.8 million people (0.5 percent) to 341.8 million, the weakest growth since the early pandemic. This was driven primarily by a steep 54 percent drop in net international migration from 2.7 million to 1.3 million (the result of ICE?), while births and deaths remained ...Read More
 
Logical Rally After Ceasefire Agreement
4/8/2026 8:06 AM
The wheels were already in motion by the time yesterday"s recap came out, and participants in the MBS Live chat room were already high-fiving as we watched overnight price movement yesterday evening (and also hoping there wouldn"t be some counterintuitive head fake).  As the domestic session gets underway, things are proceeding very logically ...Read More
 
Wednesday Could Be Entirely Different
4/7/2026 3:39 PM
Wednesday Could Be Entirely Different April 7th has been one of the most important days on the calendar for the Iran war due to deadline for Iran to accept Trump"s terms or face major escalation. If the escalation was even remotely similar to Trump"s threats, it would all but preclude a quick end to th...Read More
 
Mortgage Rates Little-Changed But Volatility Could Return Quickly
4/7/2026 2:14 PM
In stark contrast to the entire month of March, April"s mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they"ve held inside a range of just 0.04%. Today did nothing to expand that range although it did ...Read More
 
AI Assistant, eSignature, Subservicing, AI Adoption Products; VA Servicing and Loss Mit Update
4/7/2026 10:53 AM
Artificial intelligence is all the rage in conferences and webinars, and today’s Advisory Angle at 2PM ET, powered by STRATMOR Group. Sue Woodard and Garth Graham break down the biggest takeaways from ICE Experience 2026 and what they mean for lenders right now. The discussion focuses on borrower expectations, AI adoption, and how leading organizat...Read More




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The U.S. housing markets where million-dollar listings are standard
4/8/2026 9:52 AM
Nearly all of active listings in Nantucket, Massachusetts, cost at least $1 million...Read More
 
Homebuyer mortgage demand drops annually for the first time in over a year, as war fuels uncertainty
4/8/2026 8:22 AM
Weakening consumer sentiment in the overall economy is weighing heavily on mortgage demand from both homeowners and homebuyers...Read More
 
Iran war upends spring housing market. Here's what real estate agents are seeing
4/7/2026 12:29 PM
Home buyers in the first quarter were more concerned about the economy and mortgage rates than they were about home prices, CNBC"s Housing Market Survey found...Read More
 
Zohran Mamdani and the business exodus? New York's office real estate market is up under new mayor
4/6/2026 10:31 AM
Reports Apollo Global Management is planning a second HQ in the US South renewed debate over a business exodus under NYC Mayor Mamdani. Data doesn"t support it...Read More
 
Weekly mortgage refinance demand is down more than 40% in the past month
4/1/2026 6:29 AM
Mortgage demand from both homeowners and potential homebuyers is dropping due to higher mortgage rates and concern over the war with Iran....Read More
 
Opendoor acquires Doma's closing and escrow business in bid to lower mortgage refinance costs
3/31/2026 7:00 AM
Doma"s technology has been used in a Fannie Mae pilot program designed to reduce title insurance costs on eligible refinance transactions....Read More
 
Trump ban on investor homebuying may come at cost of a bigger real estate deal
3/29/2026 8:43 AM
President Trump"s plan to ban big investors from home ownership may not be the key to reviving the American Dream in affordable housing legislation...Read More
 
Analysis: What might trip up Kevin Warsh and his agenda as Fed chair
3/27/2026 1:30 PM
Kevin Warsh would enter the Fed as its chair with an agenda to enact that goes beyond cutting interest rates...Read More
 
Sen. Warren rips Federal Reserve chair pick Kevin Warsh: 'You have learned nothing from your failures'
3/27/2026 10:52 AM
Kevin Warsh"s nomination as chair of the Federal Reserve has been in limbo because of a criminal investigation of Chair Jerome Powell...Read More
 
Meta boosts investment in West Texas AI data center by over sixfold to $10 billion
3/26/2026 5:18 PM
Meta is increasing investment at a data center in El Paso, Texas, to $10 billion from $1.5 billion, as the company ramps up spending on AI infrastructure....Read More




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