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Early Volatility And a Decent Recovery
2/9/2026 3:31 PM
Early Volatility And a Decent Recovery Bonds lost ground in the overnight session after Chinese regulators cautioned banks against holding US Treasuries. That move was short-lived and more than fully erased before 9am ET. Part of the bounce back can be attributed to a newswire quoting Hassett saying we shou...Read More
 
Mortgage Rates Roughly Flat to Start The Week
2/9/2026 2:15 PM
The past 2 weeks have seen very little volatility for mortgage rates.  After being near 6% for a week in early January, rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They"ve generally descended since then, but in slow, measured steps.   Today"s result was actually a 0.01% i...Read More
 
Analytics, Servicing, AI, Warehouse, Doctor Products; MBS Trends: Credit Scores Matter
2/9/2026 11:04 AM
Lenders are always analyzing automation for parts of the manufacturing process, and industry vet and STRATMOR Senior Advisor Sue Woodard has her thoughts about last week’s MBA conference. “The IMB has always been a barometer for where this industry actually is, not where slide decks say it should be. This year, the signal was unmistakable. The mood...Read More
 
AM Resilience After Overnight Weakness
2/9/2026 10:02 AM
Most nights, Treasuries trade in fairly low volume in a fairly narrow range.  Last night"s range wasn"t much wider than normal, but most of the movement happened all at once. It was also accompanied by much higher volume than normal. These are surefire signs of the market reacting to data or news. In the current case, that news involved Chines...Read More
 
Potential Signs of GSE Buying as MBS Outperform
2/6/2026 2:31 PM
Potential Signs of GSE Buying as MBS Outperform It was an uneventful day when it comes to scheduled data/events, and also pretty boring for the bond market in general. Most of the market"s volatility continues playing out in stocks, commodities, crypto, etc. The most notable development for our area of focu...Read More
 
Mortgage Rates Match Lowest Levels in Over 2 Weeks
2/6/2026 11:51 AM
In the bigger picture, the past two and a half weeks have been marked by a very narrow range in the bond market. Because bonds dictate mortgage rates, the latter have also been in a narrow range with average top tier 30yr fixed rates of 6.15-6.20%.  Yesterday"s employment-related data helped bonds improve. Many lenders made mid-day improvemen...Read More
 
Winter Weather Puts Purchase Applications on Ice
2/6/2026 10:32 AM
Mortgage application activity moved lower again last week, extending the pullback from January’s earlier burst of demand as weather disruptions and softening purchase activity weighed on overall volume. The Mortgage Bankers Association (MBA) reported that applications declined 8.9% for the week ending January 30. The Market Composite Index fell ...Read More
 
BBYS, Servicer Risk, Verification Tools; Non-Agency News; Why Mortgage Rates Are Sticky
2/6/2026 10:31 AM
Products, Services, and Software for Brokers and Lenders Truework is a comprehensive income and employment verification platform that fully replaces manual in-house waterfalls and provides mortgage lenders with a single automated solution to run their verification processes. With Truework, lenders see up to 50% cost savings on verifications while...Read More
 
Waiting on Next Week"s Data
2/6/2026 8:53 AM
Friday is the quietest day of the week in terms of scheduled econ data and events, with the relatively unimportant Consumer Sentiment being the only notable report. Bonds are roughly unchanged to start the session. Treasury yields are technically a few bps higher from yesterday"s 5pm levels, but right in line with 3pm (what many would argue to be t...Read More
 
Surprisingly Big Bond Rally Relative to The Data
2/5/2026 1:59 PM
Surprisingly Big Bond Rally Relative to The Data Bonds went on a bit of a buying spree on Thursday. It was the biggest rally day since November, at least, and that"s impressive given the motivations. Specifically, there was a trifecta of downbeat labor market reports (Challenger, Jobless Claims, and Job Ope...Read More




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Housing affordability package set to advance in Congress amid home-cost concerns
2/9/2026 2:46 PM
Wide-ranging legislation would reduce regulations for homebuilders while giving local governments incentives to streamline the building process....Read More
 
A surprising share of homeowners have high mortgage rates. Here's the breakdown
2/4/2026 9:11 AM
About 20% of borrowers have mortgages with a rate over 6%...Read More
 
Rough winter weather hits homebuyers, tanking mortgage demand
2/4/2026 7:59 AM
Mortgage demand dropped sharply last week, even though interest rates moved slightly lower. The culprit was likely the recent winter storm...Read More
 
How one country is engineering its way out of a construction cost crisis
2/3/2026 5:20 PM
While a building boom is good for the economy, it presents challenges, with construction costs in Singapore consistently ranked among the highest in the world...Read More
 
Camden CEO on why he’s seeing ‘huge’ investor demand for apartment buildings
2/3/2026 8:00 AM
Investor interest in the multifamily housing sector is strengthening even as rental demand falls back...Read More
 
December CRE deal volume sinks further, but office is a surprising bright spot
2/3/2026 12:17 PM
The recovery in office has been swelling, as return-to-office orders and a boom in AI employment counter the pandemic-driven narrative that office is over...Read More
 
Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages
2/2/2026 9:26 AM
While the overall share of delinquencies among all mortgages remains small, the growth is occurring faster than late payments for other types of consumer loans...Read More
 
As American retail store anchors fade, private clubs are taking over more commercial real estate
2/2/2026 2:09 PM
Affluent consumers are key to retail centers as the K-shaped economy hits lower-end shoppers hard, and that"s leading the private club concept to more cities....Read More
 
Apartment rents just dropped to the lowest level in 4 years
1/29/2026 12:45 PM
Apartment rents are falling sharply due to weaker economic conditions and growing job losses....Read More
 
Fed holds interest rates steady: What that means for mortgages, credit cards and loans
1/28/2026 1:03 PM
From mortgage rates and auto loans to credit cards and savings accounts, here"s a look at how the January Fed decision could affect your finances...Read More




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