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Highest Rates in a Week But There"s a Catch
4/21/2026 1:49 PM
Technically and officially, today"s average top tier 30yr fixed mortgage rate is the highest since last Monday. The catch is that there hasn"t been much movement since then with the overall range being limited to 0.04%.  Today"s jump was the largest upward movement during that time. There was some upward pressure on rates from stronger employ...Read More
 
VOA, Processing, DPA, Non-QM, Broker Products; Lender 2025 Volume Rankings; Attorneys and Legal Risk
4/21/2026 10:46 AM
Wholesale and Correspondent Product and Corporate News Homebridge Financial Services, Inc., one of the nation’s largest privately held non-bank mortgage lenders, has officially signed an agreement to merge with an affiliate of Saluda Grade, a premier independent alternative investment firm (founded in 2019 with approximately $4.4 billion in asset...Read More
 
Barely Weaker After Weekly ADP Data (Not Retail Sales)
4/21/2026 8:03 AM
Heading into the day, the 8:30am Retail Sales data was the obvious pick among the available economic reports to be a potential market mover. Reality had other ideas... weird ones. After months and months without any major reaction, this morning"s weekly ADP employment finally made its presence felt, even if only by the smallest of margins. Retail S...Read More
 
Bonds Only Modestly Weaker After New Escalation Over The Weekend
4/20/2026 3:24 PM
Bonds Only Modestly Weaker After New Escalation Over The Weekend Bonds/oil/stocks saw a small corrective bounce over the weekend after headlines called the peace process into question, but markets agree we"re close enough to "on track" to avoid a major correction. Over the course of the day, bonds returned ...Read More
 
Mortgage Rates Almost Perfectly Flat to Start New Week
4/20/2026 2:21 PM
Despite some initial signs of volatility in financial markets over the weekend, the bond market managed to avoid losing much ground. Because bonds dictate mortgage rate movement, the average lender remained very close to Friday"s latest levels.  MND"s rate index (a measure of top-tier 30yr fixed rates) rose by 0.01% which is the smallest incr...Read More
 
Best-ex, AI, Servicing, Borrower Acquisition Tools; HELOC, Non-QM, Client Funnel Products; Markets on Hold?
4/20/2026 10:47 AM
War in the Middle East made oil prices go up, higher oil prices hurt world economies and stock markets because prices and inflation go up, and higher inflation leads to higher interest rates. At least, that’s the way it usually works, as does the opposite. Last week stock markets surged as pivotal geopolitical development reshaped investor sentimen...Read More
 
Bonds Only Modestly Weaker After New Escalation Over The Weekend
4/20/2026 8:34 AM
Heading into the weekend, all indications were about as promising as they have been that the war was heading toward a peaceful conclusion. This was reflected in oil prices and Treasury yields being at multi-week lows (and stocks at all-time highs). But over the weekend, the U.S. fired on and seized an Iranian ship, and Iran said it was cancelling p...Read More
 
AM Gains Mostly Stick Around
4/17/2026 3:29 PM
AM Gains Mostly Stick Around Everything interesting about today occurred before 9am ET (several war-related headlines that prompted a sharp rally in bonds). The rest of the day was spent drifting mostly sideways. Stocks continued their surge to new all-time highs. Oil prices fell in concert with the bond ra...Read More
 
Lowest Rates in Over a Month Despite Small Move Today
4/17/2026 3:06 PM
Today was a victory for mortgage rates, but not nearly as much of a victory as the underlying bond market would suggest. The good news is that the end result is the lowest average 30yr fixed rate in just over a month.  The other news isn"t bad, per se, but it is a bit confusing.  As we often discuss, mortgage rates are based on bonds be...Read More
 
Builder Sentiment Drops to Seven-Month Low in April
4/17/2026 1:17 PM
Builder confidence fell sharply in April as rising costs and economic uncertainty weighed on sentiment heading into the spring buying season. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) dropped four points to 34 , its lowest level since September 2025. The decline marks a notable setback after modest ga...Read More




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35% of Gen Z homebuyers are single women, research shows. Here’s why they need an estate plan
4/16/2026 9:22 AM
Despite purchasing what might now be their biggest asset, women are less likely than men to have any estate planning documents in place...Read More
 
Mortgage applications rise as rates fall to one-month low
4/15/2026 6:51 AM
Mortgage rates fell to the lowest level in a month, boosting refinance activity and offsetting weak demand from homebuyers...Read More
 
The U.S. housing markets where million-dollar listings are standard
4/8/2026 9:52 AM
Nearly all of active listings in Nantucket, Massachusetts, cost at least $1 million...Read More
 
Homebuyer mortgage demand drops annually for the first time in over a year, as war fuels uncertainty
4/8/2026 8:22 AM
Weakening consumer sentiment in the overall economy is weighing heavily on mortgage demand from both homeowners and homebuyers...Read More
 
Iran war upends spring housing market. Here's what real estate agents are seeing
4/7/2026 12:29 PM
Home buyers in the first quarter were more concerned about the economy and mortgage rates than they were about home prices, CNBC"s Housing Market Survey found...Read More
 
Zohran Mamdani and the business exodus? New York's office real estate market is up under new mayor
4/6/2026 10:31 AM
Reports Apollo Global Management is planning a second HQ in the US South renewed debate over a business exodus under NYC Mayor Mamdani. Data doesn"t support it...Read More
 
Weekly mortgage refinance demand is down more than 40% in the past month
4/1/2026 6:29 AM
Mortgage demand from both homeowners and potential homebuyers is dropping due to higher mortgage rates and concern over the war with Iran....Read More
 
Opendoor acquires Doma's closing and escrow business in bid to lower mortgage refinance costs
3/31/2026 7:00 AM
Doma"s technology has been used in a Fannie Mae pilot program designed to reduce title insurance costs on eligible refinance transactions....Read More
 
Trump ban on investor homebuying may come at cost of a bigger real estate deal
3/29/2026 8:43 AM
President Trump"s plan to ban big investors from home ownership may not be the key to reviving the American Dream in affordable housing legislation...Read More
 
Analysis: What might trip up Kevin Warsh and his agenda as Fed chair
4/21/2026 8:31 AM
Kevin Warsh would enter the Fed as its chair with an agenda to enact that goes beyond cutting interest rates...Read More




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