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Global Bond Market in Reprice Mode
3/20/2026 4:21 PM
Global Bond Market in Reprice Mode Around here, "reprice" typically refers to mid-day rate changes from mortgage lenders, but infrequently, a big picture repricing occurs in the bond market. That"s what"s going on in March and especially over the last 2.5 days. Wednesday"s Fed comments and Thursday"s ECB/BO...Read More
 
Mortgage Rates Move Back Above 6.5%
3/20/2026 1:53 PM
After hitting 5.99% as recently as February 27th, top tier 30yr fixed mortgage rates are back over 6.5% for the average lender today--the highest they"ve been since September 3rd, 2025.  The entire month of March has been painful for many corners of the financial market and mortgage rates are not immune. The Iran war is the underlying catalys...Read More
 
New Home Sales Plunge to 3-Year Lows
3/20/2026 1:15 PM
New home sales took a notable step back in January, reversing much of the prior month’s strength and highlighting the volatility that often defines this data series. The Census Bureau reported a seasonally adjusted annual rate of 587,000 , down sharply from December’s 712,000 and 11.3% lower than January 2025. For-sale inventory moved slightl...Read More
 
Reality Check For Refi Demand
3/20/2026 1:08 PM
NOTE: the rates discussed in this article are from MBA"s weekly survey and pertain to last week.  This week"s rates have already moved significantly higher according to our daily data. Mortgage application activity fell sharply last week as rising rates weighed on demand. The Mortgage Bankers Association (MBA) reported a decrease of 10.9% o...Read More
 
Builder Confidence Inches Higher Amid Affordability Concerns
3/20/2026 1:05 PM
Builder confidence ticked slightly higher in March according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI), though sentiment remains subdued as affordability concerns continue to weigh on the single-family market. The headline index rose one point to 38 , following a small upward revision to February’s...Read More
 
Central Banks Cite Oil to Steal Spotlight From Oil
3/20/2026 8:46 AM
In the space of 2 days, central banks have completely stolen the spotlight from energy prices, but they have relied on energy prices to do so. More simply put, markets had been following oil prices until this week"s central bank announcements. At that point, central banks cited energy prices as a reason for bigger upside inflation risk, vanishing r...Read More
 
Volatile Day Thanks to Central Banks And, Eventually Oil
3/19/2026 2:48 PM
Volatile Day Thanks to Central Banks And, Eventually Oil Bonds took a break from their lock-step tango with oil prices for most of today"s session instead focusing on European Central Bank (ECB) policy news. Key considerations included a sharply higher inflation forecast, warnings of additional upside risks...Read More
 
Mortgage Rates Jump Back Up to 7-Month Highs
3/19/2026 1:44 PM
Mortgage rates hit 7-month highs last Friday, but recovered fairly nicely on the first two days of the present week. The past 2 days have been a bit rough, unfortunately. Over that time, the average top-tier 30yr fixed rate rose 0.14% to 6.43%--just a bit higher than last Friday"s 6.41%. Whereas mortgage rate volatility on many recent days have be...Read More
 
Broker, Correspondent, Subservicer Oversight Tools; IMB Cost $11k Per Loan; STRATMOR Survey
3/19/2026 10:24 AM
The FHFA announced that Fannie and Freddie will remove ‘certain’ homeowners insurance requirements which may reduce costs. But what are people saying about where their industry-facing priorities are? Both are focused on leveraging technology and reminding lenders of their existing products. For example, Fannie offers a construction to perm program,...Read More
 
Bonds Ignore Oil in Favor of Repricing The Rate Outlook
3/19/2026 7:55 AM
At almost any moment in March 2026, a glance at the "10yr vs oil price" chart has revealed sufficient correlation to blame the bond rout on the energy price spiral. But the correlation is spotty at times and today is one of the starkest examples. Oil is essentially flat while bonds surged to higher yields overnight. We don"t normally focus much on ...Read More




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The spring housing market is on, but mortgage rates just shot higher. Here's what to know.
3/20/2026 2:03 PM
This spring"s housing market is on, but economic headwinds are pushing back most of the advantage that buyers have gained over the past year in affordability...Read More
 
January new home sales plunge to the lowest pace since 2022
3/19/2026 11:26 AM
New home sales fell to the lowest level in four years, despite lower interest rates and builder incentives....Read More
 
Fed holds interest rates steady — here’s what that means for consumers
3/18/2026 2:17 PM
From mortgage rates to auto loans and credit cards, here’s a look at how the Fed"s March interest rate decision may affect your finances...Read More
 
Mortgage refinance demand plunges 19% after interest rates shoot higher
3/18/2026 6:54 AM
Mortgage rates shot higher last week, as the war with Iran stoked fears over inflation. That caused a major drop in refinance demand, but buyer demand improved...Read More
 
Mortgage rates surge to highest since September, hitting spring housing market
3/13/2026 5:35 PM
Mortgage rates jumped to a seven-month high Friday as war in Iran pushed bond yields higher...Read More
 
'High oil prices are not good for mortgage rates,' economist says. What homebuyers should know
3/13/2026 8:49 AM
Heading in the spring home selling season, buyers should know what their options are before locking in an interest rate for a new mortgage, experts say...Read More
 
Housing affordability bill clears Senate as investor ban creates headaches
3/12/2026 3:36 PM
The Senate passed the bill 89-10, but House lawmakers say more changes are needed before it could go to President Donald Trump"s desk...Read More
 
Investor ban on buying homes stalls housing affordability bill
3/11/2026 11:37 AM
A bill to increase housing supply and decrease costs is set to sail through the Senate on Thursday, but House leaders foresee further negotiations...Read More
 
Weekly mortgage demand from homebuyers increased despite big interest rate volatility
3/11/2026 7:24 AM
Mortgage rates surged higher last week to due rising oil prices, causing a recent boom in refinancing to pull back...Read More
 
February home sales see small rebound, but supply growth is 'sluggish'
3/10/2026 11:44 AM
Home sales made a small gain to start the year, but higher mortgage rates now could throw cold water on the spring season...Read More




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