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Mortgage Rates Little-Changed to Start New Week
9/21/2026 2:15 PM
It was a fairly uneventful day for mortgage rates to start the new week. The underlying bond market was slightly stronger. This suggests slightly lower interest rates. The average mortgage lender lowered top-tier 30yr fixed rates by 0.01% compared to Friday.  Underlying motivation for the bond market can mostly be attributed to lower oil pric...Read More
 
VOE/POS, White Label, Equity, Business Intelligence Tools; Loan Limit Changes From Investors
9/21/2026 11:23 AM
Broker and Lender Products, Software, and Services Ever gone to pick up a prescription only to be told it needs prior authorization? The request leaves the provider’s system and lands in the health insurer’s, but neither system updates the other, so you end up calling the insurance company yourself to find out whether the drug is covered. Home eq...Read More
 
Stronger Start as Oil Continues Lower
9/21/2026 8:59 AM
While the Fed may have requested a majority of the market"s attention last week, oil prices were saying "ahem... over here." Now this morning, the post-Fed trade is even farther in the rearview and oil is offering even louder reminders with the price per barrel now under $93 after cresting $106 last Tuesday. There is no big-ticket econ data on...Read More
 
Did Japan Sell Treasuries Today?
9/18/2026 4:37 PM
Did Japan Sell Treasuries Today? Bonds sold off medium big on Friday in a move that offered little by way of overt explanations. There were reports of "rate checks" in the USD/JPY market--something that CAN precede the selling of U.S. bonds in order to buy JPY. Notably, there were no reports of actual inter...Read More
 
Mortgage Rates Only Modestly Higher Despite Bond Market Losses
9/18/2026 3:26 PM
We"d be the first to remind you that mortgage rates are primarily determined by trading levels in the bond market--specifically those for mortgage-backed securities (MBS). That said, there are days where rates don"t do exactly what MBS suggest. Today was one of them. According to the bond market, mortgage rates should have been much higher than th...Read More
 
Pending Sales Rebound Slightly as Regional Results Diverge
9/18/2026 2:55 PM
Pending home sales edged higher in August as gains in the South and West offset declines in the Northeast and Midwest. The National Association of REALTORS® (NAR) Pending Home Sales Index (PHSI), which tracks signed contracts on existing homes, increased 0.3% from July but was down 4.7% from a year earlier. The modest increase came despite a...Read More
 
More Mixed Results in Residential Construction Report
9/18/2026 2:47 PM
Residential construction was mixed in August as housing starts recovered in the single-family sector, while building permits declined from July levels and completions fell sharply. The latest Census Bureau data points to continued unevenness in residential construction, with builders pulling back somewhat on new authorizations even as single-family...Read More
 
Labor, Land, and Rising Costs Push Builder Confidence to 3 Year Lows
9/18/2026 2:20 PM
Builder sentiment took a meaningful step backward in September, with higher mortgage rates, rising construction costs and worsening labor shortages weighing on the market for newly built homes. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) fell three points to 32 , matching September 2025 as the lowest lev...Read More
 
Refi Demand Falls, But Still Higher Than Early 2025 Levels
9/18/2026 1:43 PM
Mortgage application activity weakened again last week, with higher mortgage rates weighing on both purchase and refinance demand. The Mortgage Bankers Association (MBA) reported a 4.1% decrease in total application volume on a seasonally adjusted basis for the week ending September 11. The results include an adjustment for the Labor Day holiday....Read More
 
Webcasts, HELOC, AI Products; Product and Conv. Conforming News; Shared Equity Report
9/18/2026 9:59 AM
A big thrust by many lenders and originators is helping homeowners use the equity in their home or offering a shared equity product. And why not: there’s $36 trillion in home equity out there. And in an industry where we’ll be lucky to hit $2 trillion this year, it’s a juicy target. Jim Riccitelli, CEO of Unlock Technologies, sent me a recent study...Read More




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Cramer’s week ahead: What to watch as Wall Street navigates a tough September
9/18/2026 5:17 PM
CNBC’s Jim Cramer said investors could be in for a relatively quiet week as Wall Street works its way through a historically difficult September...Read More
 
Fed raises rates: What it means for your credit cards, mortgages, savings accounts and auto loans
9/16/2026 2:17 PM
The Fed"s quarter-point rate hike will impact a range of consumer borrowing and savings costs, including mortgages, credit cards, car loans and deposit rates...Read More
 
Mortgage demand from homebuyers drops 19% from a year ago, as interest rates surge abruptly higher
9/16/2026 6:47 AM
Mortgage rates have surged to the highest level since the start of 2025, causing a major pullback in mortgage demand...Read More
 
Mortgage credit scores are evolving. What homebuyers need to know
9/15/2026 10:19 AM
Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to...Read More
 
Potential AI slowdown is not ‘end of the world’ for data center real estate, says Digital Realty CEO
9/15/2026 7:28 AM
Digital Realty and Equinix, two of the largest data center REITs, saw their stocks slump after warnings over AI advancements. ...Read More
 
Scott Bessent defends Treasury intervention, Trump economy in contentious House hearing
9/15/2026 12:11 PM
Bessent defended the administration"s Treasury-market intervention, economic record and AI policy while lawmakers tried to pin him down on borrowing and energy...Read More
 
The Fed is likely to raise interest rates as inflation persists. What that means for consumers
9/14/2026 12:42 PM
The Federal Reserve is widely expected to raise its benchmark interest rate by a quarter percentage point at its September meeting...Read More
 
Construction robots are tackling America's housing shortage, but we're a long way from humanoid homebuilders
9/12/2026 8:52 AM
America"s housing market is short inventory and workers, pressuring home affordability. Constructions robots are reality, but to date not humanoid homebuilders...Read More
 
30-year fixed mortgage rate tops 7% for the first time in over a year
9/10/2026 1:30 PM
The average rate on the 30-year fixed mortgage crossed over 7% for the first time in more than a year, as home prices continue to rise and sales drop...Read More
 
Home sales fall in August despite the highest supply in over a decade
9/10/2026 12:57 PM
Home sales slowed again despite the highest supply of homes for sale in over a decade. Prices, however, continue to rise...Read More




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