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Broker, Correspondent, Subservicer Oversight Tools; IMB Cost $11k Per Loan; STRATMOR Survey
3/19/2026 10:24 AM
The FHFA announced that Fannie and Freddie will remove ‘certain’ homeowners insurance requirements which may reduce costs. But what are people saying about where their industry-facing priorities are? Both are focused on leveraging technology and reminding lenders of their existing products. For example, Fannie offers a construction to perm program,...Read More
 
Bonds Ignore Oil in Favor of Repricing The Rate Outlook
3/19/2026 7:55 AM
At almost any moment in March 2026, a glance at the "10yr vs oil price" chart has revealed sufficient correlation to blame the bond rout on the energy price spiral. But the correlation is spotty at times and today is one of the starkest examples. Oil is essentially flat while bonds surged to higher yields overnight. We don"t normally focus much on ...Read More
 
Mortgage Rates Move Back Up Near Recent Highs
3/18/2026 4:06 PM
Mortgage rates got hit 3 times on Wednesday, with the net effect being a move back up to the highest levels in several months. The average lender isn"t quite as high as they were last Friday, but after late-day "reprices" many are fairly close.  The least of the bond market"s concerns (bonds dictate rates) was this morning"s inflation data. T...Read More
 
Bonds Weren"t Prepared For Fed"s Inflation Fears
3/18/2026 4:04 PM
Bonds Weren"t Prepared For Fed"s Inflation Fears If anything, you"d think the market would have been pricing in a hawkish Fed day, given the run up in energy prices. But Powell threw reporters a curve ball during the press conference and instead placed the focus on other categories of inflation that were un...Read More
 
Here"s What Changed in The New Fed Announcement
3/18/2026 1:00 PM
Available indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, and the unemployment rate has shown some signs of stabilization. been little changed in recent months. Inflation remains somewhat elevated. The Committee seeks to achieve maximum employment and inflation at the rate of 2 percen...Read More
 
Servicing, CRM, BI, QC, HELOC, TBA, Title Products; STRATMOR on Servicing; UAD 3.6
3/18/2026 10:25 AM
Among the hot topics in the hallways of the ICE Experience is the evolution in data contained in each lien, along with massive appraisal change hitting our biz. I was chatting with Class Valuation’s Mark Walser yesterday about UAD 3.6. (If you’d like a primer on it, and you should, see this write up by Mike Simmons.) On 11/2/26, all appraisals, to ...Read More
 
Overnight Gains Erased by PPI/Oil. Fed on Deck
3/18/2026 8:14 AM
The Producer Price Index (PPI) was this morning"s only big ticket econ data and calling it "big ticket" is a bit of a stretch. PPI often passes without a trace, but can occasionally get an obvious response even if it"s not a huge response. Today"s installment is bigger than normal. If there"s a reason, it would be that the PPI components that flow ...Read More
 
Sleepy Pre-Fed Day, But Slightly Stronger
3/17/2026 3:07 PM
Sleepy Pre-Fed Day, But Slightly Stronger Bonds did something they haven"t done in almost 3 weeks today. They closed at stronger levels for the second consecutive day. The last time that happened was February 27th at the end of the impressive month-long rally. While today was stronger, it wasn"t exactl...Read More
 
The Fed Isn"t Doing Anything to Mortgage Rates on Wednesday
3/17/2026 2:07 PM
It was a fairly uneventful day for mortgage rates, but also a fairly decent one. The underlying bond market made modest gains even without meaningful cues from oil prices. Lately, oil price volatility has been the most visible motivation for bonds and, thus, interest rates. After cresting 6.40% last week, the MND 30yr fixed rate index is back belo...Read More
 
Commercial, eClosing, Retention, Processing Tools; Wholesaler, Corresp. News; False Claims Update
3/17/2026 10:40 AM
Products, Services, and Software for Brokers and Lenders The average person makes more than 35,000 decisions a day. Most are inconsequential: coffee or tea, paper or plastic. For mortgage capital markets teams, whose decisions shape pricing, execution quality, and risk exposure, the stakes are much higher. Fortunately, a new independent analysis ...Read More




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January new home sales plunge to the lowest pace since 2022
3/19/2026 11:26 AM
New home sales fell to the lowest level in four years, despite lower interest rates and builder incentives....Read More
 
Fed holds interest rates steady — here’s what that means for consumers
3/18/2026 2:17 PM
From mortgage rates to auto loans and credit cards, here’s a look at how the Fed"s March interest rate decision may affect your finances...Read More
 
Mortgage refinance demand plunges 19% after interest rates shoot higher
3/18/2026 6:54 AM
Mortgage rates shot higher last week, as the war with Iran stoked fears over inflation. That caused a major drop in refinance demand, but buyer demand improved...Read More
 
Mortgage rates surge to highest since September, hitting spring housing market
3/13/2026 5:35 PM
Mortgage rates jumped to a seven-month high Friday as war in Iran pushed bond yields higher...Read More
 
'High oil prices are not good for mortgage rates,' economist says. What homebuyers should know
3/13/2026 8:49 AM
Heading in the spring home selling season, buyers should know what their options are before locking in an interest rate for a new mortgage, experts say...Read More
 
Housing affordability bill clears Senate as investor ban creates headaches
3/12/2026 3:36 PM
The Senate passed the bill 89-10, but House lawmakers say more changes are needed before it could go to President Donald Trump"s desk...Read More
 
Investor ban on buying homes stalls housing affordability bill
3/11/2026 11:37 AM
A bill to increase housing supply and decrease costs is set to sail through the Senate on Thursday, but House leaders foresee further negotiations...Read More
 
Weekly mortgage demand from homebuyers increased despite big interest rate volatility
3/11/2026 7:24 AM
Mortgage rates surged higher last week to due rising oil prices, causing a recent boom in refinancing to pull back...Read More
 
February home sales see small rebound, but supply growth is 'sluggish'
3/10/2026 11:44 AM
Home sales made a small gain to start the year, but higher mortgage rates now could throw cold water on the spring season...Read More
 
As Iran war disrupts oil prices, consumers could be 'hammered,' economist says
3/10/2026 6:40 AM
The Iran war may impact U.S. consumers far beyond the gas pump, raising inflation expectations and causing an uptick in the yield on the 10-year Treasury note...Read More




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