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| Verification, Title/DSCR, Escrow Reporting, BI Asset Products; Disasters Shifting, as is FEMA; AI and Data | ||
| 8/18/2026 10:52 AM | ||
| While Lake Powell and the Colorado River are at their lowest levels ever, and states like Minnesota, Oregon, and Washington are in a drought, would you like a short clip of what they’re experiencing in Hawai’i? So far, the North Atlantic hurricane season (June 1 to November 30) has been light, which pleases homeowners, servicers, lenders, and insur...Read More | ||
| Weaker Start, But Traders Buying The Dip | ||
| 8/18/2026 9:26 AM | ||
| Big picture momentum has been calmly but clearly skewed toward higher yields for almost 10 months. There have been a few attempts to bounce at technical ceilings along the way up from 4.0% 10yr yields (4.3%, 4.42%, and 4.75%). August has been mostly sideways near the longer-term highs, but the first two days of this week have set up another challen...Read More | ||
| War Headlines Pushing Oil and Yields Higher | ||
| 8/17/2026 2:00 PM | ||
| War Headlines Pushing Oil and Yields Higher Some summertime Mondays are slow and uneventful. Some see brisk movement. Today"s was somewhere in between. There was modest pressure at the outset following headlines about Iran planning to escalate hostilities. The sharpest increase in oil prices coincided with ...Read More | ||
| Mortgage Rates Start Week Higher | ||
| 8/17/2026 12:27 PM | ||
| After ending last week near the lowest level since July 17th, mortgage rates are moving up to start the new week. Motivations are familiar. Escalation in U.S./Iran tensions is pushing fuel prices higher and bond yields continue to correlate. Bond yields correlate with consumer interest rates with near perfection. In mortgage-specific terms, the av...Read More | ||
| Market Study, DSCR, POS, API Tools; Mortgage Rates and Capital Markets | ||
| 8/17/2026 10:41 AM | ||
| Some aren’t a fan of new federal escrow laws. Ten states have sued the Office of the Comptroller of the Currency over new federal rules that would prevent them from enforcing laws requiring national banks to pay homeowners interest on money held in mortgage escrow accounts. Some weren’t fans of 10 percent credit card caps, 50-year mortgages, portab...Read More | ||
| Under Some Pressure For Usual Reasons | ||
| 8/17/2026 8:43 AM | ||
| It"s just another day in post-Iran-war 2026. As such, bonds are taking cues from fuel price volatility which is in turn taking cues from the latest war-related headlines. In this morning"s installment, there were several headlines around 8:30am that didn"t help. The most relevant update involved Iran saying it was shifting to an offensive stra...Read More | ||
| Existing-Home Sales Ease Slightly, Remain Above Year-Ago Levels | ||
| 8/14/2026 2:10 PM | ||
| Existing-home sales remained relatively stable in July despite elevated mortgage rates, with activity declining modestly from June while remaining above year-ago levels. According to the National Association of REALTORS®, sales fell 1.7% from June to a seasonally adjusted annual rate of 4.06 million , but were 0.7% higher than in July 2025. ...Read More | ||
| As Expected, Mortgage Apps Bounce in Response to Rate Reversal | ||
| 8/14/2026 2:06 PM | ||
| Mortgage application activity rebounded last week as a moderate decline in mortgage rates provided some relief for both homebuyers and homeowners considering a refinance. The Mortgage Bankers Association (MBA) reported a 3.6% increase in total application volume on a seasonally adjusted basis for the week ending August 7. Purchase applications i...Read More | ||
| Mortgage Rates Slightly Higher to End The Week | ||
| 8/14/2026 1:56 PM | ||
| First, the bad news: mortgage rates ended the day just a hair higher compared to Thursday, but the change was so small that many borrowers will see little--if any--difference in pricing. Now the good news: apart from yesterday afternoon, today"s rates would still be the lowest in 4 weeks (i.e. you"d have to go back to July 17th to see anything low...Read More | ||
| Wholesale Lender, POS, Mortgage Intelligence Tools; Non-Agency Trends: Who"s Doing What? | ||
| 8/14/2026 10:43 AM | ||
| If you think that profit per loan, or gain per unit, is based purely on size, think about this short video. “Profit” can also be a personal measure in terms of income versus expenses. Owning a home is all about having a job and spending less than you earn. Bankrate’s 2025 Wage to Inflation Index revealed that prices rose 23 percent since the start ...Read More | ||
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| Bond yields are climbing. Here’s what that means for mortgages and other consumer borrowing | ||
| 8/18/2026 11:58 AM | ||
| Long-term government bond yields have risen sharply in recent days. Higher bond yields push consumer borrowing costs up, sometimes immediately...Read More | ||
| Housing investors say this is their worst market in at least 3 years | ||
| 8/14/2026 10:02 AM | ||
| Mortgage rates hit a recent low at the end of February but rose sharply at the start of the war with Iran. They are now at their highest level in over a year. ...Read More | ||
| New federal rules could end mortgage escrow interest for some homeowners. States are suing to block them | ||
| 8/13/2026 7:15 AM | ||
| A new lawsuit challenges recently issued rules from federal banking regulators that preempts state laws requiring banks to pay interest on escrow accounts...Read More | ||
| Trump officials float cut to capital gains tax on home sales. What it could mean for homeowners | ||
| 8/12/2026 11:17 AM | ||
| Trump officials may be considering a tax break for homeowners selling their primary residence in the lead up to the midterm elections...Read More | ||
| Mortgage rates finally stop rising, causing demand to trickle back | ||
| 8/12/2026 9:28 AM | ||
| Mortgage rates finally eased a tiny bit, but it was enough to bring some demand back to a very beleaguered mortgage market...Read More | ||
| Trump says NYC pied-à-terre tax 'must be stopped,' eyes federal block | ||
| 8/11/2026 1:10 PM | ||
| Trump in a Truth Social post called Mamdani"s pied-à-terre tax a "dangerous political "experiment" in New York will destroy" the city and state...Read More | ||
| Invitation Homes CEO says ban on institutional homebuying will bring down prices, but not immediately | ||
| 8/11/2026 11:54 AM | ||
| The CEO of the nation"s largest single-family rental landlord said the new law banning large-scale investors from the market will lower prices in the long term...Read More | ||
| Trump’s foreign licensing business booms to $59.5 million as Gulf developers pay | ||
| 8/10/2026 10:06 AM | ||
| Nearly two-thirds of Trump’s foreign licensing fees came from two Gulf developers, in the UAE and Qatar, including one pursuing a $20 billion U.S. expansion...Read More | ||
| K-shaped economy shows up in housing: Luxury sales rise as starter-home buyers struggle | ||
| 8/7/2026 7:15 AM | ||
| Even as luxury homes fly off the market, sales of starter homes are down despite growing inventory and more price cuts, research shows...Read More | ||
| Homeowners are paying much more for insurance — and keeping coverage is getting harder | ||
| 8/6/2026 2:09 PM | ||
| Homeowners insurance premiums have risen faster than inflation across the country, according to a new industry report...Read More | ||
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